Risk Analytics Lead Job Vacancy in Liwonde, Malawi – Banking & Finance

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Job Description

Position:Risk Analytics Lead

Company:FDH Bank

Location:Liwonde, Malawi

Experience:5+ years in risk analytics, financial modeling, data analysis

Education:Bachelor’s degree in Finance, Economics, or related field; Master’s preferred

Employment Type:Full-time

Industry:Banking & Finance

Department:Risk Management

Salary:SSP 2,500,000 – 4,000,000 per annum

Vacancies:1

Company Overview

FDH Bank is a leading financial institution in Malawi, renowned for its commitment to innovation, customer centricity, and sustainable growth. With a robust network of branches across the nation, FDH Bank delivers a comprehensive suite of banking services, ranging from retail and corporate banking to wealth management and digital solutions. The bank’s strategic focus on technology-driven services and risk‑aware decision making positions it as a top employer for professionals seeking dynamic career pathways. As part of its expansion strategy, FDH Bank is investing heavily in Liwonde, a vibrant commercial hub, to enhance financial inclusion and support local enterprises. This growth creates exciting Malawi Jobs opportunities for skilled individuals eager to contribute to the nation’s economic development.

Job Overview

The Risk Analytics Lead will spearhead the development and implementation of advanced risk analytics frameworks that underpin the bank’s credit, market, and operational risk strategies. Reporting to the Head of Risk Management, the role involves collaborating with cross‑functional teams to translate complex data into actionable insights, ensuring regulatory compliance, and driving a culture of data‑driven decision making. This position offers a unique platform to influence the bank’s risk posture while working on high‑impact projects that shape the future of banking in Malawi. For more information about FDH Bank’s vision and values, visit the main portal at https://malawijobsearch.com.

Key Responsibilities

  • Design, develop, and maintain quantitative risk models for credit, market, and operational risk.
  • Lead data extraction, cleaning, and transformation processes using SQL, Python, or R.
  • Collaborate with business units to identify risk indicators and embed analytics into daily workflows.
  • Prepare comprehensive risk reports for senior management, regulators, and board committees.
  • Monitor model performance, conduct back‑testing, and implement model validation procedures.
  • Provide mentorship and technical guidance to junior analysts and data scientists.
  • Stay abreast of emerging regulatory requirements and industry best practices.

Required Skills

  • Advanced proficiency in statistical modeling, machine learning, and data visualization.
  • Strong command of programming languages such as Python, R, or SAS.
  • Experience with risk management software (e.g., SAS Risk Management, Moody’s Analytics).
  • Excellent analytical thinking and problem‑solving abilities.
  • Effective communication skills to convey complex concepts to non‑technical stakeholders.
  • Ability to work independently and lead cross‑functional initiatives.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Statistics, Mathematics, or a related discipline is required. A Master’s degree or professional certifications such as FRM (Financial Risk Manager) or PRM (Professional Risk Manager) are highly desirable and will be considered an advantage.

Experience

Applicants must possess at least five years of hands‑on experience in risk analytics, preferably within the banking sector. Demonstrated experience in developing credit risk models, stress testing, and regulatory reporting is essential. Experience working in emerging markets or African financial institutions will be viewed favorably.

Salary

The compensation package is competitive and aligned with market standards for senior risk professionals in Malawi. The annual salary range is SSP 2,500,000 to 4,000,000, complemented by performance‑based bonuses, health insurance, and a pension scheme.

Benefits

  • Comprehensive medical and dental coverage.
  • Retirement savings plan with employer contributions.
  • Annual performance bonus tied to individual and bank targets.
  • Paid parental and annual leave.
  • Employee assistance program and wellness initiatives.

Training

  • Access to continuous professional development courses and certifications.
  • On‑the‑job training in advanced analytics tools and risk management frameworks.
  • Mentorship programs with senior risk leaders.
  • Opportunities to attend regional and international risk conferences.

Working Environment

FDH Bank offers a collaborative, inclusive, and technology‑enabled workplace. The Liwonde office features modern workstations, secure data labs, and flexible working arrangements to support work‑life balance. Employees are encouraged to share ideas, innovate, and contribute to a culture of excellence. For additional career resources, explore https://www.kenyajobsearch.com/.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal on the FDH Bank careers page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for a virtual interview followed by an on‑site assessment at the Liwonde branch.

Equal Opportunity Statement

FDH Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.